Buy-and-hold strategy: market-cap index funds or equal-weight ETFs that track an index? Hi, All, I'm in the midst of deciding how to allocate my investment portfolio in a taxable account using equal-weight ETFs or low-cost market-cap index funds for a buy-and-hold strategy. Two financial advisors I recently spoke with recommended equal-weight ETFs (in a general sense), because, in theory, it's better to have an equal representation of equities that constitute Read More ...
Budgeting completely changed my life. Here’s the budget template I’ve been refining for the past two years. Hey all, long-time lurker here, first time poster. I want to share a budget template with the community that I've been iterating on for the past two years. Budgeting has completely changed how I perceive my income, expenses, and savings, and I can't imagine where I'd be today without it. I hope this Read More ...
Tomorrow is the last day to file a claim if you were impacted by the Equifax data breach Title. Unable to link the news article that reminded me. Equifax is offering a 6-month credit monitoring or $125.00 cash payment as part of the settlement. You can also file a claim if your identity was stolen as a result of the data breach. If you are unsure if you were impacted Read More ...